You get what you pay for. Often those forms are not specific to New York State. You will end up with a signed Will form which, if not properly executed, may not be legally valid. A one-size-fits all form does not capture the legal expertise that goes into estate planning; that includes reviewing your assets (probate and non-probate) and coordinating your Will, trusts, beneficiary designations, and proper titling of your accounts, and taking estate and income tax issues into consideration, working with you, your accountant and your financial advisor to achieve a comprehensive estate plan. You will also have access to periodic review of your estate planning when tax laws change or when documents need to be updated due to statutory revisions. Finally, the cost of probating your “form Will” could be very costly if a judge has to resolve issues or the Will or its execution is contested.